I've only been late a couple of times on my credit card bills. Does this mean I will have to pay an extremely high interest rate?

Not necessarily, if you've been late with your payments less than 3-times in the past year, and the payments were no more than 30-days late, you still have a good change at getting a competitive interest rate. Most lenders will accept certain reasons for this like an illness, or job-change, but explanations are required.

About Us

We've been helping customers afford the home of their dreams for many years and we love what we do.

Company NMLS: 328527

CalDRE Company Lic: 01131611
www.nmlsconsumeraccess.org

Pacific First Financial Real Estate Loans, Inc. is not acting on behalf of or at the direction of HUD/FHA or the Federal Government. This material is not from HUD or FHA and has not been approved by HUD or any government agency.

Contact Us

4015 Pacific Coast HWY, Suite 202
Torrance, California 90505
Phone: (310) 214-9299
marketing@pac1st.info

Disclaimers

Resources

This site uses cookies to process your loan application and other features. You may elect not to accept cookies which will keep you from submitting a loan application. By your clicked consent/acceptance you acknowledge and allow the use of cookies. By clicking I Accept you acknowledge you have read and understand Pacific First Financial Real Estate Loans's Privacy Policy.